Companies often do not have their own financial resources for development and need to mobilize funds from external sources. There are many different methods and products for raising funds, although loans and equity investments are the most common. Loialte offers involvement and representation in the process of seeking financing with both financial institutions and private/institutional investors and foundations.
What does the Loan and Equity Financing Support Service include?
We offer a full range of financing services that allow you to achieve your goals and grow your business in the long term.

• Researching the needs of the client company – in order to request financing from a financial institution or investor, it is necessary to understand our own needs. The better we know what we need, the stronger our arguments will be in dealing with the other party, but first and foremost, it is more important to determine whether our company needs to raise additional funds or use any other financial product.
• Preparing a client’s company profile for investment/loan attraction – financial institutions, as well as investors and funds, make decisions largely based on existing or potential risks associated with the client company. Risks can arise from various factors, including – the client’s unorganized accounting and financial management , a faulty business model, lack of strategic alignment , inefficient operations, lack of human resources, low level of technological development, etc. The higher the risk, the worse the conditions for financial products, or in the worst case, the worse the financing is offered. In order to exclude/reduce all of the above risks, the Loyalte team ensures the preparation of the company so that its profile meets the standards required by financial institutions and ensures the receipt of the best conditions for financial products.
• Communication with local or international financial institutions/investors/funds and obtaining the best conditions for financial resources – Communication with financial institutions, as well as investors and funds, is a specific process, and the results that the company ultimately receives depend significantly on the correct conduct of this process. Also, companies often become dependent on the offers of only one financial institution, which deprives them of the opportunity to consider offers from other organizations (which in some cases may be more competitive). Loialte’s experienced financiers are well acquainted with local and international sources of financing and can easily and effectively establish relations with them in order to find the best conditions, as well as compare the offered products and offer expert recommendations.
• Preparation of a loan project for submission to a financial institution and administration of the financing process – Financing by a financial institution/investor/fund is associated with an analysis of the client company in various directions, which we call a loan project as a whole (where information about the client’s finances, collateral, business plan, strategy, etc. is collected). In order for the relationship to be comfortable and effective, it is important to present a quality loan project to the bank. Loialte financiers ensure, on the one hand, the determination of the company’s financial profile, and on the other hand, the collection of all necessary documents and their provision to the financier in a way that is acceptable and discussable to him.
• Ongoing relationship with financial institution/investors/funds instead of a customer – a business needs an ongoing relationship with the financing party, be it in terms of loans or other products, therefore this relationship needs to be maintained in such a way that the company can access the desired and necessary resources as needed. Loialte’s professional employees will ensure that your relationship with the bank is long-term and fair. This last point means that if at some point the offer of the serving financial institution is no longer competitive in the market, we will ensure that the client is informed about this and alternatives are sought.
• Comprehensive support – Finding financing is a difficult and complex issue that requires not only financial, but also legal, tax and other types of expertise. Loialte’s professional team will ensure that all experts whose participation will be important for achieving the desired result are involved in the service process.

What sets us apart?

• Many years of experience – Our team is comprised of professionals with many years of experience working in both local and international markets (including leading financial institutions and the Central Bank)
• High level of qualification – all our financial experts hold professional qualifications from leading academic institutions. We also pay significant attention to the training of our team members so that our services always respond to trends and innovations in the field of finance.
• Innovative approach – We use the latest financial tools and technologies to optimize and automate processes, which in turn makes the service more efficient and accessible to our customers.
• Personalized service – We approach each client individually to ensure that their unique business needs are met.
• Highest level of confidentiality – our team ensures data confidentiality in accordance with local legislation and international standards

Experience in international projects – our portfolio includes many ongoing or successfully completed projects both in Georgia and in various countries around the world (including Central Asia and the Middle East).
What benefits can I get from using this service?

• Additional business finance – The main benefit your business will receive is additional finance that you can use to rapidly grow your company, whether locally or internationally.
• Investor trust – the financing party, whether it is a financial institution, investor or fund, is more relaxed and trusts you when you have a qualified consulting company involved in the process, which has extensive experience in participating in similar processes.
• The best conditions for financial resources – Loialte’s professional financiers will, on the one hand, provide you with advice and select the optimal form of financing for you (whether it is an investment in capital, a loan or something else), and on the other hand, they will ensure that your best interests are taken into account in the process of raising financial resources.
• Saving time and resources – by involving professional financiers, you go through the entire process much faster and more comfortably, which is important for both you and the other party providing financing.

Strategic financial consulting – in addition to raising funds, we will help you optimally manage the financial resources you have raised and get maximum benefit.
Who do we serve?

1. The service is designed for organizations of various sizes and activities, including:

• For small and medium-sized businesses – for financial support, business expansion or implementation of specific projects
• For startups – to raise seed capital and/or attract investors
• For construction developers and manufacturing companies – for financing large-scale, long-term projects
• For international companies – to utilize local financial opportunities
• For investors and financial partners – for evaluating favorable investment opportunities